Does your office accept our dental insurance? The answer is most of the time, yes!
We, at Blossom Smile Dental are an “in-network” provider with a couple specific insurance companies. However, we still accept and file claims to almost all the other insurance companies at the out-of-network level to provide you with the best possible coverage available.
In-Network Coverage VS. Out-of-Network Coverage:
We check on your insurance coverage and submit your benefits on your behalf as a courtesy. You are still responsible for understanding and knowing your benefits.
A provider has signed a contract agreement with the insurance company to provide their insured patients a “discounted” rate. The primary advantage of using an “in-network” provider is that you receive this negotiated or discounted rate for their services, and your insurance generally picks up a larger portion of the bill than with an out-of-network provider.
A provider which has not contracted with your insurance company for reimbursement at a negotiated rate. Some plans, like HMO or DMO plans, do not reimburse out-of-network providers at all, which means that as the patient, you would be responsible for the full amount charged by your doctor. Other plans offer coverage for out-of-network providers, but your patient responsibility may be higher than it would be if you were seeing an in-network provider. Please keep in mind that there are thousands of different insurance plans all with different stipulations for services.
We offer interest-free program available through CareCredit and other creditors. Please call us to discuss whether this financial plan is available to meet your needs.
We also offer discount for seniors. Please contact our office for more details.